Terms & Conditions

General Information

FMC Consulting ("FMC Consulting", “FundingMyClaim”, "FundingMyClaim.com", “company”, “I”, “we” or “us”), address 44 Barnett Rd, Abingdon, Oxfordshire, OX13 6AJ, UK, provides general educational information on various topics on this website or published elsewhere online as a public service, which should not be construed as professional, financial, tax or legal advice. FMC Consulting is not a law firm, nor is it a lender or a broker. We are not regulated by the Financial Conduct Authority, nor by any legal regulatory authority.

The term “you” refers to anyone who uses, visits and/or views the website, our email newsletter, and other content we produce and publish online, or our services.

Please read these Terms and Conditions carefully, and we reserve the right to modify them at any time at our sole discretion and without notice. By visiting and using this website, our email newsletter, and content we produce and publish online, or our services you accept and agree to be bound by these Terms and Conditions and our Privacy Policy, incorporated herein by reference. Your continued use of our website, programmes, products and/or services constitutes your acceptance of future changes and updates to these Terms and Conditions. You must not access or use our website, content, or services if you do not wish to be bound by these Terms and Conditions.

All information and content on this website and our email newsletter or other online content, and our services are intended for individuals over the age of 18. Children, as defined in our Privacy Policy, are prohibited from using this website or our content or services.

Privacy Policy

We are dedicated to respecting the privacy of your personal information. Your acceptance of our Privacy Policy is expressly incorporated into these Terms and Conditions. Please review our Privacy Policy for more information.

Legal Disclaimer

Although authors or contributors to this website or any other content we produce and publish may be legal professionals, they are not your lawyer. All content and information on this website, including any ancillary information products such as our email newsletter or other content we produce and publish online, is/are for informational and educational purposes only, does not constitute legal advice, and does not establish any kind of lawyer-client relationship by your use of this website or any other content. Although we strive to provide accurate general information, the information presented here is not a substitute for any kind of professional advice, and you should not rely solely on this information. Always consult a professional in the area for your particular needs and circumstances prior to making any professional, legal, financial or tax related decisions. We make no warranty that any content posted on our website, or via our newsletter, emails, social media accounts, or any other forum, will be free from mistakes, errors, or omissions.

Testimonials and Reviews Disclaimer

We may disclose success results of our current or former customers including product reviews and testimonials on the website or via our email newsletter or other online forums from time to time. These reviews and testimonials are strictly for informational purposes only.

We share this information as examples to you but it does not serve as a guarantee or promise of any kind for your results and successes if you decide to use the same information, reviews, products, services, tips and techniques offered here.

All the testimonials included on our website, programmes, products and/or services are real-world examples and stories of other people’s experiences. But they are not intended to serve as a guarantee that you will achieve the same or similar results. Each individual’s outcomes are different and your results will vary accordingly. Therefore, you agree not to hold us and/or our officers, employees, successors, shareholders, joint venture partners or anyone else working with us liable for any of your successes or failures directly or indirectly related to the information, reports, reviews, products and/or services presented to you here.

Fair Use Disclaimer

This website may review third party products or services including but not limited to posting of product images or logos from other websites. In doing so, no copyright is claimed for this kind of content on the website and to the extent that such material may appear to be infringed, we assert that such alleged infringement is permissible under the fair use principles of copyright law. If you believe any material has been used in an unauthorized manner, please contact us at contact@fundingmyclaim.com or call 01865 679 928.

Mandatory Arbitration and Governing Law

You expressly waive your right to bring any legal claims, now or in the future, arising out of or related to your use of the website, any content we produce or publish online, and our products/services. In the event of any dispute, claim or controversy arising out of or relating to your use of this website and our products or services, and laws of England and Wales.

You agree to consent and submit to the jurisdiction of the courts of England and Wales without regard to the principles of conflict of law or where the parties are located at the time a dispute arises. 

You agree to resolve any disputes or claims first through mandatory arbitration in England and Wales and shall bear the full cost of arbitration as permitted by law. Your good faith participation in arbitration is a condition precedent to pursuing any other legal or equitable remedies available such as litigation or any other legal procedure. You also agree that in the event a legal claim is initiated after the required arbitration, the prevailing party shall be entitled to recover reasonable lawyer’s fees and other costs associated with the legal action.

Intellectual Property

All content on this website or published by us anywhere else online, including but not limited to text, posts, logos, marks, graphics, files, materials, services, products, videos, audio, applications, computer code, designs, downloads and all other information here (collectively, the “Content”) is owned by us and is protected by copyright, trademark and other intellectual property and unfair competition laws with the exception of any content from others that we are lawfully permitted to use. You are granted a limited revocable license to print or download Content from the website for your own personal, non-commercial, non-transferrable, informational and educational use only while ensuring it’s not in violation of any copyright, trademark, and intellectual property or proprietary rights.

You agree not to copy, duplicate, steal, modify, publish, display, distribute, reproduce, store, transmit, post, create derivative works, reverse engineer, sell, rent or license any part of the Content in any way to anyone, without our prior written consent. You agree to abide by the copyright, trademark laws and intellectual property rights and shall be solely responsible for any violations of these terms and conditions.

User Content and Lawful Use of the Website

For any Content or information that you upload, display, post, transmit, send, email or submit to us on the website or via any other medium, you warrant that you are the owner of that Content or have express permission from the owner of those intellectual property rights to use and distribute that Content to us.

You grant us and/or our officers, employees, successors, shareholders, joint venture partners or anyone else working with us a royalty-free, perpetual, irrevocable, worldwide, non-exclusive right and license to identify you, publish, post, reformat, copy, distribute, display, edit, reproduce any Content provided by you on our website and on any of our social media sites for any purpose. You shall be solely liable for any damages resulting from any infringement of copyrights, trademark or other proprietary rights of any Content or information that you provide to us.

You agree not to upload, display, post, transmit, distribute, send, email or submit to us on the website or on any of our social media sites any information or Content that is:

  1. Illegal, violates or infringes upon the rights of others,
  2. Defamatory, abusive, profane, hateful, vulgar, obscene, libelous, pornographic, threatening,
  3. Encourages or advocates conduct that would constitute a criminal offense, giving rise to civil liability or otherwise violate any law,
  4. Distribute material including but not limited to spyware, computer virus, any kind of malicious computer software or any other harmful information that is actionable by law,
  5. Any attempts to gain unauthorized access to any portion or feature of the website, and,
  6. Send unsolicited or unauthorized material or cause disruption in the operation of the website. You agree to use the website for lawful purposes only and shall be liable for damages resulting from the violation of any provision contained in these Terms and Conditions.

Third Party Links

The website or our emails or any other contact we produce and publish online may contain links to third-party websites or resources for your convenience. We may serve as an affiliate for some of these third-party websites by offering or advertising their products or services on the website; however, we do not own or control these third-party websites.

You agree that we are not responsible or liable for the accuracy, content or any information presented on these third-party websites. You assume all risks for using these third-party websites or resources and any transactions between you and these third-party websites are strictly between you and the third party. We shall not be liable for any damages resulting from your use of these third-party websites or resources.

Use of Our Free Products

We may offer free products for you to download. All our products and/or services including all content are protected by copyright pursuant to the laws of England & Wales and international copyright laws. You are granted a limited revocable license to print or download Content from our digital products for your own personal, non-commercial, non-transferrable, informational and educational use only while ensuring it’s not in violation of any copyright, trademark, and intellectual property or proprietary rights. Copying or storing our content for other than personal use is expressly prohibited without our prior written consent.

You acknowledge and agree that you have no right to share, modify, sell, edit, copy, reproduce, create derivative works of, reverse engineer, enhance or in any way exploit our products. You cannot sell or redistribute any of our products without our express written consent. You agree to abide by the copyright, trademark laws and intellectual property rights and shall be solely responsible for any violations of these terms and conditions.

Termination of Website and Content Access

We reserve the right in our sole discretion to refuse, remove, restrict your access, revoke and terminate your use of our website or any other content we produce and publish online, including any or all Content published by you or us at any time for any reason, without notice.

No Warranties

ALL CONTENT, INFORMATION, PRODUCTS AND/OR SERVICES ON THE WEBSITE OR PRODUCED AN PUBLISHED BY US ANYWHERE ELSE ONLINE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND INCLUDING THE WARRANTIES OF MERCHANTABILITY OR FITNESS FOR ANY PURPOSE, EXPRESS OR IMPLIED TO THE FULL EXTENT PERMISSIBLE BY LAW. COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES AS TO THE CONTENT, INFORMATION, MATERIALS, PRODUCTS AND/OR SERVICES PROVIDED ON THIS WEBSITE. COMPANY MAKES NO WARRANTIES THAT THE WEBSITE WILL PERFORM OR OPERATE TO MEET YOUR REQUIREMENTS OR THAT THE INFORMATION PRESENTED HERE WILL BE COMPLETE, CURRENT OR ERROR-FREE. COMPANY DISCLAIMS ALL WARRANTIES, IMPLIED AND EXPRESS FOR ANY PURPOSE TO THE FULL EXTENT PERMITTED BY LAW.

Limitation of Liability

You agree that under no circumstances, we and/or our officers, employees, successors, shareholders, joint venture partners or anyone else working with us shall be liable for any direct, indirect, incidental, consequential, equitable, special, punitive, exemplary or any other damages resulting from your use of this website or related services or any other content we produce and publish online, including but not limited to all the content, information, products, services and graphics presented here.

You expressly agree that your use of the website or any of our content is at your sole risk and that you are solely responsible for the accuracy of any information you provide, the outcome of your actions, personal and business results, and for all other use in connection with the website.

You also expressly agree that we and/or our officers, employees, successors, shareholders, joint venture partners or anyone else working with us shall not be liable to you for any damages resulting from 1) any errors or omissions on the website or any of our content, delay or denial of any products or services, failure of performance of any kind, interruption in the operation and your use of the website, website attacks including computer virus, hacking of information, and any other system failures; 2) any loss of income, use, data, revenue, profits, business or any goodwill related to the website; 3) any theft or unauthorised access by third party of your information from the website or our services, regardless of our negligence; and 4) any use or misuse of the information, products and/or services offered here.

This limitation of liability shall apply whether such liability arises from negligence, breach of contract, tort or any other legal theory of liability. You agree that we provide no express or implied guarantees to you for the content or services presented here or anywhere else online, and you accept that no particular results are being promised to you.

Indemnification

You agree to indemnify and hold the Company and/or its officers, employees, successors, shareholders, joint venture partners or anyone else working with us harmless from all losses, claims, damages, demands, actions, suits, proceedings or judgments, including costs, expenses and reasonable lawyers' fees ("Liabilities") assessed against or otherwise incurred by you arising, in whole or in part, from: 1) actions or omissions, whether done negligently or otherwise, by you, your agents, directors, officers, employees or representatives; 2) all your actions and use of our websites including any products and services; 3) violation of any laws, rules, regulations or ordinances by you; or (d) violation of any terms and conditions of this website by you or anyone related to you; 4) infringement by you or any other user of your account of any intellectual property or other rights of anyone. The company will notify you promptly of any such claims or liability and reserves the right to defend such claim, liability or damage at your expense. You shall fully cooperate and provide assistance to us if requested, without any cost, to defend any such claims.

Introduction Services

We offer a free funder or broker introduction service. When you submit a request form we will send you a questionnaire form requesting some basic details about your case, and this may or may not be followed up by a further discovery call with you by a member of our team. We may then pass your details to members of our pre-approved panel of funders or brokers. By submitting the form and/or questionnaire, and/or providing us information via a discovery call, email, or any other electronic communication method, you agree to disclose your information to our partners for the purpose of them contacting you regarding the supply of legal, finance, or insurance services. They will only use your data to contact you in respect of the introduction you have asked for. We process your data to ensure our service, which is free to all users, is commercially viable.

Personal data passed to our partners may include your title, first name, last name, email address, telephone number and zip/postal code, and any information you have provided via our form /client questionnaire, our client discovery phone call with you, or that we request from you and you send to us via email or any other electronic communication method.

By submitting your personal data, you agree to this transfer, storing or processing. By submitting your email address or telephone number to us you agree to us and/or one or more of our partner members contacting you via these methods for the purposes of facilitating our introductions service. We will take all steps reasonably necessary to ensure that your data is maintained securely and in accordance with our terms and conditions and privacy policy and applicable data protection law. However we cannot be held responsible for the loss or misuse of your data by third parties. To request a copy of your data held by us email us at contact@fundingmyclaim.com.

Our introduction service is free of charge to you. We may however receive a referral fee from any of our partner members who may contact you regarding the supply of legal, finance, or insurance services. The Solicitors Regulation Authority permits solicitors to make agreements with their introducing sources for referral work. Such agreements must comply with the Solicitors Regulation Authority Standards and Regulations – which contains strict rules to safeguard your interests as the customer.

We comply with the Solicitors Regulation Authority Standards and Regulations – Sections 5.1- 5.3: Referrals, introductions and separate businesses- https://www.sra.org.uk/solicitors/standards-regulations/code-conduct-solicitors 

We make no guarantees or warranties that you will either be offered or will be eligible for any such products or services.

Any partner to whom we may refer you is an independent professional from whom you will receive impartial and confidential advice. You are free to choose another your own professionals, or none at all.

If you have any questions about our application process, please contact us at applications@fundingmyclaim.com

Entire Agreement

These Terms and Conditions along with our Privacy Policy constitute the entire agreement between you and us with respect to this website and our services. It supersedes all prior or contemporaneous communications, discussions, negotiations or proposals we may have had with you whether electronic, oral or written.

A printed version of this entire agreement including the Privacy Policy and of any notice given in electronic form shall be admissible in judicial or administrative proceedings with respect to this website to the same extent and given the same effect as other business contracts and documents kept and maintained in printed form.

Severability

If any provision in these Terms and Conditions is deemed by a court, regulatory authority or other public or private tribunal of competent jurisdiction to be invalid or unenforceable, such provision is deemed to have been omitted from this Agreement. The remainder of this Agreement remains in full force and effect, and is modified to any extent necessary to give such force and effect to the remaining provisions, but only to such extent.

Contact

For any questions, please contact us at contact@fundingmyclaim.com or call 01865 679 928.